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Tuesday, March 5, 2013

How to Write a Non-Fiction Book

Do you want to write a fantastically successful non-fiction book? Do you feel you know how to write a successful non-fiction book?

Many people who feel passionate about a certain topic cannot wait to put words on paper so that they can tell the world about it. They may want to help people improve their health, their lifestyle, their business, hobby or be of help in some other way. In many cases the idea is, that, by writing their book and using their experiences, or knowledge, they will be able to help others in similar circumstances.

But, one of the most important points when writing a book is to make sure that there is someone wanting to buy it. There is no point in just writing a book because you want to. You need to know that there is a client base out there who are already paying money for the type of information you are going to offer.

How to Write a Non-Fiction Book

There are three very important points to remember when creating a product for the market place.

1. It is essential to create your product for someone who wants to buy it.

Wanting to buy and, needing to buy, are not the same things. It is very important to understand the difference. A person may want to buy a product for many varied reasons, whereas a person may need to buy the same product, but they may have no desire to do so.

Your best customer will have a problem of some sort, and they are buying your product because they want to solve their problem. That is the simple essence of learning how to write non-fiction that will be successful on the shelf. Knowing who your buyer will be and being able to provide a product that they want.

2. Think like the buyer.

When you are thinking about how to write a non-fiction you need to put yourself in the shoes of the buyer and ask yourself the question, "what would make me pay money to buy the product?"

Once you have established that there are buyers out there for your topic, you need to establish how you are going to put the information in a product that they will buy.

For example, are they looking for a 'how to' book, 'where to' book or a 'why to' book. If, say, you were going to write on fishing, are you going write on 'how to set up your fishing gear', 'where to go and at what time of year, to get a good catch of fish', or is it going to be a book on 'the good times' that you have had. Which do you think would have more 'buying appeal', and have you researched this to confirm your thoughts. These are the types of questions you need to ask yourself when you are considering how to write a non-fiction book.

In your learning curve of finding out how to write a non-fiction book, you will find that you need to break the project down to smaller pieces and keep a focus on the topic.

The title of the book must match up with the final body of the book. It is often suggested to write approximately 50 titles before you make a final decision. Your title should exactly tell what the book is about. Using subtitles is a good way to show the buyer what the benefits will be from purchasing the book.

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How to Write a Non-Fiction Book
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Monday, February 25, 2013

Get Paid to Fill Forms Online - Free Form Filling

Filling out online forms can be fun and profitable! This is one of the "work from home" offers that are flooding many e-mail boxes now days. And this can be a legitimate means of making money.

I've been checking out ways to earn extra money for some time and the internet seems the perfect place for that!

You must watch out for the schemers who would love to take your money.... and give back nothing in return. There are numerous sites out there offering job information free of charge. Many involve a survey of some sort.

Get Paid to Fill Forms Online - Free Form Filling

While checking out the zillions of site offerings, I came across a few legitimate ones that actually pay steadily for your work. And make no mistake, this is work! You must fill out boring form after boring form in some instances. Now and then some really appeal to me and I will pursue the offer. Just remember to never give out your credit card info until you can be sure it is a legit offering.

Surveys can be very lucrative because so many businesses want to target their advertising dollars. That means they want to know the best prospects for whatever they are selling so they do not waste their money on a non-buying section of the public. Only makes good business sense. And they will pay us to narrow down the target customers.

Referrals are another way to get paid. If you find a project you believe in, and pass that info on to your friends and acquaintances online, you will get paid for that and they too will get paid to fill out forms online, and on it goes. I would trust a referral from my friends before reading about it in some magazine. So by using good judgment, and finding a few good webs site, you can make $$ through a form filling job.

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Saturday, February 16, 2013

Poetic Devices in Poetry

Poetry has emotion, imagery, significance, beauty, dignity, rhythm, sometimes rhyme, a different arrangement which can include inversion, and concreteness in its images.

One way to attain the qualities so essential to making words poetic is through the use of poetry devices. We won't begin to cover all the known poetic devices or terms. Rather we'll discuss and use some of the more commonly known and used ones.

Below are the more commonly used poetic devices and terms. Hopefully, with the examples given, everyone can better understand some of the ways to make poetry, well, more poetic. The examples used are my own poetry and are copyrighted in my name.

Poetic Devices in Poetry

Poetry devices (a major sampling):

alliteration: the repetition of a beginning sound.

Rain reigns roughly through the day.

Raging anger from the sky

Partners prattle of tormented tears

From clouds wondering why

Lightning tears their souls apart.

In the first two lines, the r sound is repeated. In the third line p starts two adjoining words.

allusion: a casual reference to someone or something in history or literature that creates a mental picture.

A Common Woman

No Helen of Troy she,

Taking the world by war,

But a woman in plain paper wrapped

With a heart of love untapped,

She waits, yearning for her destiny

Whether it be a he on a charger white

Or one riding behind a garbage truck.

Perhaps instead a room of students

Lurks in the shadows of her life

Needing her interest to be shown.

Yet other concerns may call

No, no Helen of Troy she,

But a woman set the world to tame

Wherever she may be.

Helen of Troy brings to mind a woman so beautiful that two countries went to war over her.

analogy: the comparison of two things by explaining one to show how it is similar to the other.

Day's Journey

The day dawns as a journey.

First one leaves the station on a train,

Rushing past other places

Without a pause or stop,

Watching faces blur through the window,

No time to say goodbye.

On and on the train does speed

Until the line's end one sees,

Another sunset down

Without any lasting memories.

The whole poem creates analogy, the comparison of a day and a train journey.

caesura: the pausing or stopping within a line of poetry caused by needed punctuation.

Living, breathing apathy

Saps energy, will, interest,

Leaving no desire to win.

All that's left are ashes,

Cinders of what might have been.

The punctuation within the lines (in this case, all commas) are the caesura, not the punctuation at the ends of the lines.

enjambement: the continuation of thought from one line of poetry to the next without punctuation needed at the end of the previous line(s).

Looking through the eyes

Of wonder, of delight,

Children view their world

With trust, with hope

That only life will change.

Enjambement is found at the end of lines 1, 3, and 4 because punctuation was not needed in those places.

hyperbole: extreme exaggeration for effect.

Giants standing tall as mountains

Towering over midgets

Bring eyes above the common ground

To heights no longer small.

Arms of tree trunks wrap

In comfort gentle, softness

Unthought of due to size,

Yet welcomed in their strength.

Giants aren't really tall as mountains, nor are arms tree trunks, but the use of the exaggeration helps create the image wanted.

metaphor: the comparison of two unlike things by saying one is the other.

Sunshine, hope aglow,

Streams from heaven's store

Bringing smiles of warming grace

Which lighten heavy loads.

Clouds are ships in full sail

Racing across the sky-blue sea.

Wind fills the cotton canvas

Pushing them further away from me.

In the first stanza, sunshine is compared to hope while in the second, clouds are compared to ships.

metonymy: the substitution of a word for one with which it is closely associated.

Scandals peep from every window,

Hide behind each hedge,

Waiting to pounce on the unwary,

As the White House cringes in dismay.

White House is used in place of the President or the government, and readers understand what is meant without exactly who is being directly addressed.

onomatopoeia: the sound a thing makes

Roaring with the pain

Caused by flashing lightning strikes,

Thunders yells, "Booooom! Craaaashhhh! Yeow!"

Then mumbles, rumbling on its way.

Grrrr, the lion's cry echoes

Through the jungle's den

Causing creatures small

To scurry to their holes.

Roaring, rumbling, cry are not examples of onomatopoeia, but are verb forms. Boooom, craaaashhh, yeow, and grrrrr are examples of onomatapoeia.

oxymoron: the use of contradictory terms (together) for effect.

Freezing heat of hate

Surrounds the heart

Stalling, killing kindness,

Bringing destruction to the start.

Freezing and heat are contradictory, opposites, yet the two together create a mental image.

personification: the giving of human traits to non-human things incapable of having those traits.

Anger frowns and snarls,

Sending bolts of fire from darkest night

That bring no brilliance,

Rather only added blackness of sight.

Frowning and snarling are human traits that anger cannot experience; however using them as traits for anger creates the imagery needed.

simile: the comparison of two unlike things by saying one is like or as the other.

Sunshine, like hope aglow,

Streams from heaven's sky

Bringing smiles of warming grace

On breeze whispers like a sigh.

Clouds are like ships in full sail

Racing across the sky-blue sea.

Wind fills the cotton canvas

Pushing them further away from me.

These two stanzas of poetry and those for metaphor are nearly identical. Both metaphor and simile are comparisons of unlike things, but metaphor states one thing is the other while simile says one is like the other, or as the other.

symbol: something which represents something else besides itself.

The dove, with olive branch in beak,

Glides over all the land

Searching for a place to light.

Storms of war linger on every hand,

Everywhere the hawk does fight.

The dove is a symbol of peace, and the hawk is a symbol of war. Using them in poetry gives an image without having to explain in detail.

Other terms:

elegy: a poem of lament (extreme sorrow, such as caused by death)

free verse: a poem without either a rhyme or a rhythm scheme, although rhyme may be used, just without a pattern.

blank verse: un-rhymed lines of iambic pentameter (ten syllables with all even numbered syllables accented)

imagery: the use of words to create a mental picture

mood: the emotional effect of a poem or a story

Understanding and using these devices and terms can help improve and strengthen poetry. Imagery is essential for vivid poetry, and devices help develop imagery.

Poetic Devices in Poetry
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Vivian Gilbert Zabel taught English, composition, and creative writing for twenty-five years, honing her skills as she studied and taught. She is a author on Writing.Com (http://www.Writing.com/), and her portfolio can be found at http://www.Writing.Com/authors/vzabel. Her books, Hidden Lies and Other Stories and Walking the Earth: Life's Perspectives in Poetry, can be found through Barnes and Noble or Amazon.com.

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Wednesday, February 6, 2013

How Does a Whole Life Insurance Policy Work?

How exactly does a whole life insurance policy work? Whole life policies are popular with some select groups of people but they are a little bit more complex than their plain vanilla easy to understand term life insurance counterparts.

The business of insurance has to be one of the most underrated services offered in the United States nowadays. Not many people think having life insurance is important and because of this we see that the industry is not as successful as the auto and homeowners insurance business. It is important to know however, that death comes at any age; and if a person wants to protect their family or other people after their death it is imperative for them to purchase a life insurance policy.

There are two basic types of life insurance in the United States that work in completely different ways and because of this have different premiums. One of these types of insurances is one that is called a temporary policy. This policy covers a policyholder for about 5 to 30 years and their premiums are most of the time stagnant. On the other hand we have the permanent policy in which members are covered for life as long as they pay all their premiums. Part of your premium will go toward a little saving portion of the policy that will accumulate over time and the other portion of the premium goes towards the insurance cost of the death benefit.

How Does a Whole Life Insurance Policy Work?

Whole life insurance is one of the three types of insurance polices that you can obtain if you want a permanent life insurance policy. This means that whole life will cover you for life and that your cash value (saving portion) will get higher as time goes by. However, whole life is different in that your cash value is tax deferred until the beneficiary withdraws it and you can also borrow against it.

A person should consider whole life insurance when the need for coverage is lifelong. Whole life may be used as part of your estate planning because it accrues money after a person pays the premiums, as mentioned before. Because premiums for this type of policy are much higher than those of temporary policies, a person must know that this is what they want after all. Whole life is a good choice if you want to make sure that your family or dependents have a good life after your death, and that the transition from the death of a person close to their lives is a close one.

Within the whole life realm, there are six different kinds that a person can choose from.

1. Non-Participating Whole Life Insurance: This type of whole life policy has a leveled premium and a face amount through the entire policyholder's life. Since the policy has fixed costs the premiums will not be necessary high, but it will no pay you any dividends after the policyholder dies.

2. Participating Whole Life Insurance: This type is much different from the first type mentioned. One of its differences is that this one does pay dividends and because of this premiums can be said to be a little bit more expensive. These dividends can be used to reduce your premium payments because they can be paid in cash, they can be left to accumulate at a specified rate of interest or they can be used to purchase additional insurance which in turn will increase the value in cash that a beneficiary will receive after a policyholder's death.

3. Level Premium Whole Life Insurance: This kind of insurance is one that has the same premiums with no significant drop or rise in the money paid monthly through the entire life of the policy. At first the premiums will be enough to cover the services given and a little portion of it can be put away to cover the premiums that will come in later years when the cost of insurance in the market rises. The insurer can also pay extra premiums that will go toward the cash value part of the policy one the policyholder dies.

4. Limited Payment Whole Life Insurance: This is the type of policy that will allow you to only pay premiums over a specified period of time. This means that if you only want to pay premiums for about twenty to thirty years or up until age 65 or 85; this is the type of policy that you want. Because premium payments are going to be paid over a specified period of time, your premium payments will be significantly higher, but after you get done with them you will be covered for life.

5. Single Premium Whole Life Insurance: This type of policy is one that is very common for people that select the whole life insurance type. This is a limited policy with a single relatively large premium due at issue. Due to the fact that the owner of the policy will pay the single premium payments when the policy is first signed, the life insurance policy will immediately have cash and loan value! This type of whole term life insurance is mostly an investment oriented type than some of the others.

6. Indeterminate Premium Whole Life Insurance: This is the easiest type of whole life policy to understand and also one of the most common ones in the life market. With this insurance the company will give you a premium based on how the company is doing economically and on expense costs. This means that while one year the premiums can be slightly lower than expected, in the next the company can charge more if they are not doing up to expectations. It is also good to note that there is a maximum guaranteed premium when you first sign your policy and that the life insurance company can never charge above the premium stated

While the cost of whole life coverage is substantially higher than a term life policy with the same death benefit it is important to keep in mind that the reason for the difference in price is that the death benefit for the whole life policy will almost certainly be paid out - after all everyone dies sometime! With the term policy of course the insurance company is counting on not paying the death benefit out on over 90% of the policies it issues.

The issue of life insurance should not be taken lightly if one has a family or dependents. While some people in the United States are fed up paying all the different kinds of insurances and they figure that they don't need to pay extra for life insurance when they are young, it is important to understand that life insurance can be a life saver after a family member, husband or parent dies.

Whole life insurance covers you for life and it will allow a beneficiary to continue life only having to cope with the issue of death and not having to worry about the economic hits that come with it. Life insurance policies are a must for anyone that has someone that relies on them for support and it's time for all responsible Americans to realize that.

How Does a Whole Life Insurance Policy Work?
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Sunday, February 3, 2013

How to Get a Provisional Driving License in Ireland

The system of licensing learner Drivers is under scrutiny and may well change in Ireland in the coming year or so. In the meantime the procedure is very straightforward but takes a little organising.

(1) First you must study for, book and then pass the Driver Theory Test which was introduced in 2001. The theory test is a multi choice test done on computer and most major towns have a designated Theory Test Centre.

(2) The pass mark is 35 out of a total of 40 questions.

How to Get a Provisional Driving License in Ireland

(3) Booking can be done by phone and usually you will get a Test appointment inside about ten days.

(4) You will get the result immediately.

(5) It is advisable to study for the Test via the official Book or preferably the C.D. Rom which enables you to replicate the test on your own computer.

(6) Recent revisions to the question bank have taken place as road regulations continue to evolve.

(7) This is an important stage in your Learning to drive so take it seriously and study.

The next phase of getting your Provisional License should have already been dealt with before you sit the Theory Test since after passing the Theory Test you can go straight to the Local Motor Tax Office and obtain your Provisional License.

Requirements are as follows:-

(1) Theory Test Pass Certificate.

(2) Provisional License Application Form.

(3) Provisional License Fee.

(4) Two Passport Photographs in Colour.

(5) Identification. Either Passport or Original Birth Certificate

(6) Eye Test Certificate from a registered Optician.

(7) Items 2 to 6 should be dealt with while you are waiting for your Theory Test.

Some additional important notes especially for Recent Immigrants:-

(1) You are not allowed to Drive without a Provisional License.

(2) You must be accompanied by a fully Licensed Driver when you start Driving.

(3) A Provisional License from any other Country cannot be exchanged for an Irish Provisional License.

(4) A Full Driving License from a Country outside the E.U will mostly not be eligible for exchange for a full Irish License. There are a few exceptions.

(5) A Full License from an Accepted Country or from an E.U. Country will need to be exchanged for a full Irish License if you intend to reside permanently in Ireland.

(6) You must display regulation L Plates at the front and rear of your vehicle until you have passed the Driving Test.

(7) Road Tax, Insurance and N.C.T Certificate (where required) must be displayed on your vehicle.

(8) Buying a car is or can be full of pitfalls for the unwary including quite an amount of paperwork. If you are unsure of your responsibilities check with a reputable Driving School who will often help you in your choice and answer questions.

(9) You must be in full possession of all the Regulations before you take to the Road for the first time.

(10) Gardai (Police) have the power to impound vehicles that do not comply with the Law.

All the necessary forms can be found at your local Motor Tax Office.

How to Get a Provisional Driving License in Ireland
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Robin Piggott is a Driving Instructor in Ireland who brings four decades of experience to his Astral Driving School based in Limerick. His newly refurbed web site can be found at http://www.astraldrivingschool.ie Here you can find a treasure trove of everything for the Learner Driver and also pages for the visitor who is contemplating Touring Ireland by Car. Pick up a free seven part mini course "Passing the Driving Test First Time" and stack the cards in your favour.

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